01 / Waterfront file
Read the survey and the permits.
On a canal or harbor lot, confirm the seawall, dock, and what you would own and maintain. I do not invent a seawall life or a repair cost. Read the canals article.
Buyers
Buy in Punta Gorda, Florida, with the survey and the map in front of you.
A canal, a historic-district street, and an inland lot are different files. Start with the parcel, the survey, and the flood map, then look at current listings.
02 / Flood and insurance
Look up the Charlotte County map.
Harbor, river, rainfall, and surge are all part of the county’s published flood conversation. The address still comes first. Read the flood article.
03 / The house
Inspect the property, not the community name.
Roof, permits, association documents if any, and whether a buyer can obtain insurance are lot-specific.
If you are relocating. Move-planning guides live on makemymovetoflorida.com. This page does not copy them. For hiring a buyer’s agent, see Questions to ask before hiring a buyer’s agent in Florida.
If you want the truth, Ask Heidi. Call (941) 876-3990 or email [email protected]. You do not have to use a web form, and you do not have to consent to marketing texts to reach me.